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Spendbase banking products are available exclusively to eligible business customers and are subject to applicable terms and conditions.

In the United Kingdom, your Spendbase Digital Banking Account and Card are issued by Moorwand Ltd. Moorwand Ltd is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number 900709) to issue electronic money and payment instruments.

In the European Economic Area, your Spendbase Digital Banking Account and Card are issued by Heuro SAS, in partnership with Moorwand Ltd. Heuro SAS is authorized by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) under license number 17478 to issue electronic money and payment instruments.Moorwand Ltd is a Principal Member of Mastercard International Incorporated. The Card is issued under license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

In the United States, your Spendbase Digital Banking Account is provided by Sutton Bank. Sutton Bank is a nationally chartered commercial bank, Member FDIC, located at 1 South Main Street, Attica, OH 44807, United States. Your Card is provided by Sutton Bank pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Any communications in relation to the Account or Card can be sent to Sutton Bank at the address above. Sutton Bank is subject to federal banking regulations and oversight.

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